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3.99%APR* Home Equity Line of Credit

Tap into your home’s equity with a 3.99%APR* 12-month introductory rate with Freedom Equity.

Earn more with Community Checking!

Earn up to 5.25% APY* with our new, high-yield personal checking account available to new and current members! Terms & conditions apply.

New Lockport Branch Now Open!

Check out our press release for more information about our newest location in Lockport.

Bank

Explore banking services, including checking and savings accounts.

Borrow

Find financing for your auto, home, debt consolidation and more at Cornerstone.

Loan Payments

Make payments on your Cornerstone loan securely and conveniently online.

About Us

It’s easy to apply for a loan in person, online or using our 24/7 phone system.

Our New Location is Now Open!

Our new, state-of-the-art location at 5810 S. Transit Road in Lockport is officially open! Come check out the design, inspired by our community’s rich history and the Lockport Locks! Read all about it here: 

Community Cornerstone Recipient for March

Keeping You Safe

Since 1957, we’ve always put our members first and the security of your personal and financial information is our top priority.

Financial fraud is on the rise and we have been working diligently to protect our members.

Stay up to date with the latest in cybersecurity and learn more about protecting yourself by visiting our Security Center! 

Community-Cornerstone Celebrating WNY
Community Cornerstone Recipient for March

Pictured left to right: Jeff Sentiff, CBO, Martin Murphy, Mary Scheib, President & CXO, Charles Calvin, Kaitlyn Nye

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Community Cornerstone Recipient

Congratulations to this month’s Community Cornerstone, Charles Calvin! The Community Cornerstone Award is given monthly to those with the passion and grit to make an impact on the WNY community through volunteering and giving.

Charles is a true hands-on hero, serving on the Buffalo Board of Block Clubs and running the Navel Avenue Block Club. In addition to his work in crisis services, Charles gives his time, money, and energy to transforming his neighborhood into a fun and loving community for kids. From providing essential resources and school supplies to organizing vibrant block parties, Charles works tirelessly to create a nurturing environment for local children. Charles also spearheads initiatives like a local tool library and community garden to help foster education and growth within the neighborhood.

Charles, you are a true leader and pillar in the community, and we are honored to present you with the Community Cornerstone Award, sponsored by Cornerstone Community Federal Credit Union, 106.5 WYRK, 93.7 WBLK, and YOLO Restaurant & Lounge. 

In partnership with Country 106.5 WYRK, we are seeking nominations to reward an individual’s passion for our community. Our monthly winner will receive a $500 donation to the winner’s favorite cause, and a $100 dinner gift certificate to celebrate! Think of a worthy recipient and nominate them for the Community Cornerstone! 

Become an owner today!

As a member of Cornerstone, you are given the attention and care as an owner, not a customer.  Since we are a nonprofit and centered around serving, your financial success is our goal.  Our members have access to some of the lowest loan rates and fees in our area and a digital experience that will bring more financial freedom to your life.  Before opening an account at a bank, check with Cornerstone.

Becoming a member is easy.  If you live, work, worship, or volunteer in Niagara or Erie County, you are eligible for a Cornerstone membership.

Join Cornerstone and experience the credit union difference today.

Wherever you go, take Cornerstone with you!

The Cornerstone app is a free mobile app that allows you to do your banking from the convenience of your Android™ or Apple® device.

  • Access your accounts to check balances and manage your money
  • Transfer money between your accounts
  • Deposit checks instantly using the camera on your mobile device
  • Locate the nearest ATM
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Current Rates

Cornerstone CFCU offers great, competitive rates for mortgages, auto loans, personal loans and more. Check out our current rates and see how you can save.

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Rates as low as

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Share Certificate

Rates as high as

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Personal Loan

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Home Equity Line of Credit

Intro Rate as low as

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Our Trusted Partners

Cornerstone Community Federal Credit Union members can take advantage of discounted services through a number of different partners. Find out more about partner benefits available to you.

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