With so many financial institutions to choose from, why put your money in a community credit union? There are several reasons to choose the credit union experience.

Credit unions are member-owned, not-for-profit, cooperative financial institutions. They are formed to allow members to pool their savings, lend to one another and own the organization where they save, borrow and obtain other related financial services.

Credit unions exist solely to serve their members. For those who belong, that means:

• Personalized services
• A voice in how the credit union operates
• Local decisions on loans and investments
• Fewer fees for the same services offered by other financial institutions
• Lower lending rates and higher investment rates
  

Cornerstone Community Federal Credit Union is the largest credit union based in Western New York. Three locations in Niagara County serve more than 38,000 members who live, work, volunteer, worship or go to school in Niagara County or are related to other Cornerstone members.

Founded in 1957, Cornerstone Community Federal Credit Union is proud of its history of local ownership. We offer all the same services as other financial institutions with one major difference: Our members are the owners and they have a voice in how we operate through their annual election of the board of directors.

Our full-range of financial products and services include traditional personal and business accounts, from checking and savings to credit and debit cards as well as loans and financial planning. Local decision-making allows us to provide a personal touch and better service. We also offer our members low rates on loans, competitive dividends on deposits and many special discount programs. Online banking is available with OASIS.

Cornerstone Community Federal Credit Union is committed to its members. If you already belong, thank you. If not, join now to start enjoying all the money-saving benefits and exclusive privileges that membership provides.