Cornerstone Community Federal Credit Union

Whether you're planning to buy a new car, make improvements to your home, or consolidate your debts, you can count on Cornerstone Community FCU to provide low-cost credit solutions that meet every need. Check out our current rates, then use the convenient payment calculator to determine just what your payments will be.

One-to-One Credit Vehicle Loans Personal Loans	Home Equity Credit Mortgage Loans Business Loans
Loan Payment Options

One-to-One Credit is Cornerstone Community FCU's unique lending program that makes it easier for more members to qualify for the credit they need. If you've had a difficult time obtaining credit in the past, you'll find it easier to qualify with One-to-One Credit. If you've always maintained a good credit history, you'll qualify for our lowest preferred rate. Apply online, call Loans-By-Phone at (716) 433-0063 or 24-hour Lending toll-free at 1-888-822-1985.

Cornerstone Community FCU offers a variety of repayment methods to suit your needs:

Coupons – Members can mail in a loan payment each month.
Automatic Transfer – You may have payments transferred automatically each month from your Cornerstone checking or savings account.
OASIS – Our free online banking service allows you to check you account balances and transfer funds between accounts anytime! Click here for more information.
CURTIS – You can also use our telephone banking service to make payments from your Cornerstone accounts. Click here for more information.
Online Payments from a Non-Cornerstone Account– If you would like to make a payment on your Cornerstone loan from a checking or savings account at a different financial institution, click here.

If you have any questions about payment methods, please call our Lending Department at (716) 433-0063.

To find out how low your loan payments could be, use our convenient payment calculator

Click here to learn more about vehicle loans.

When you need a loan to consolidate your higher cost bills into one low monthly payment, or you need extra cash for a vacation or special purchase, Cornerstone Community FCU offers you flexible terms, competitive rates and fast approval. Check out our best rates and use the payment calculator to find out how much your payments would be. Then apply online, call Loans-By-Phone at (716) 433-0063 or 24-hour Lending toll-free at 1-888-822-1985.

Choose a fixed rate Home Equity Loan that offers the reliability of fixed monthly payments. Or select a Home Equity Line of Credit that lets you access your credit whenever you need it and offers a low variable rate that goes down when the Prime rate goes down. Whichever you choose, you may be eligible for significant tax benefits*, and you'll enjoy some of the lowest borrowing rates currently available. To find out how low your payments could be, use our convenient payment calculator. Call Loans-By-Phone at (716) 433-0063 or 24-hour Lending toll free at 1-888-822-1985 to begin your application by phone.

* Consult a tax advisor regarding the tax deductibility of interest.

Cornerstone Community FCU offers you a variety of mortgage programs that will help you lower your costs and make your monthly payments more affordable. Choose an adjustable or fixed rate loan — whatever best meets your individual needs. To find out our current rates, please call our Loan Center at (716) 433-0063, then use our convenient on line payment calculator to determine just how affordable your payments could be.

Our full line of business lending products offers highly competitive interest rates that help local businesses succeed and grow. Because we're community based, that's our primary interest.

Click here to obtain your complete and current credit report from all three credit reporting agencies: Experian, Equifax and TransUnion.

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Lockport. Middleport. North Tonawanda.