A Cornerstone Community Federal Credit Union ATM (automated teller machine) card gives you fast, convenient access to your account at hundreds of locations around the corner and around the world. Use your card WITHOUT A SURCHARGE to make withdrawals or transfers at our Main Office, Lockport Office, Middleport Office, at the Delphi plants, or at Niagara County Community College. Or access your account for 24-hour withdrawals or transfers at any MAC®, Cirrus®, The Exchange®, and NYCE ATM.*
Click here to request our ATM Services brochure by mail.

• You can use your ATM card at staffed point-of-banking facilities in participating neighborhood grocery stores to make deposits or withdrawals, cash checks, transfer funds and more during regular store hours.*
  
• You can also use your ATM card like a debit card at hundreds of participating gas stations and convenience stores. Simply look for the NYCE®, Cirrus®, MAC® or The Exchange® symbols when you need to fill up your tank or buy groceries, and you can withdraw the money directly from your Cornerstone Community FCU checking account at no charge.
  
• A Cornerstone VISA^® Check Card looks like a credit card so it's accepted everywhere VISA is welcome. But unlike a credit card, the money is taken directly from your checking account so there are no added interest charges. Using a debit card frees you from carrying your checkbook and worrying about being short on cash. Debit cards are more readily accepted by merchants than checks, especially in other states.

* Transactions made at non-Cornerstone Community FCU ATMs may be surcharged by other financial institutions. Your first ATM card is free. There will be a $5 fee for any replacement card. There is a $1 fee after 3 withdrawals from shares and 3 withdrawals from checking. Deposit balance inquiries and transfers are free of charge. You may deposit up to $5,000 per day and withdraw up to $500 per day. Over a 5-day period, cashed checks may not exceed a payback of $200 from personal checks, $500 from payroll check or $500 from government checks. You must be 18 or older to receive an ATM card.